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A lithium battery fire

A lithium battery fire

A lithium battery fire in a warehouse is not a risk event. It is a total loss event. The difference matters enormously to insurers; and it should matter to you.

Thermal runaway in a lithium-ion system does not extinguish with water. It requires specialist suppression, produces toxic off-gassing, and in confined or poorly ventilated spaces it escalates rapidly. European insurers are quietly repricing risk premiums for facilities with lithium battery installations, and some are beginning to exclude coverage for thermal events altogether. 247 Energy supercapacitor modules have zero thermal runaway risk by design: solid-state, non-chemical cell chemistry with no flammable electrolyte. Products can be installed inside any existing building; offices, hospitals, logistics centres, retail warehouses; without modification to fire suppression systems or structural requirements. The risk profile is fundamentally different. So is the insurance conversation.